Top Banks and Apps Offering Special UPI Discounts

UPI in the ever-increasing digital payment ecosystem is the game changer in India. Its flawless, real-time transactions have it as the first choice among millions of users. From convenience, to enticing some banks and UPI apps offering special discounts and rewards, here is a listicle of the top ones providing exceptional UPI offers making your transactions more rewarding:

1. State Bank of India (SBI) – UPI Offer

The biggest bank in India, SBI, has been a very aggressive promoter of the UPI system. Promotions by the bank UPI are frequently rolled out through cashback offers and discounts offered for each and every transaction made via its UPI app, namely SBI YONO, which is integrated with the UPI system.

• UPI Cashback Offers: SBI offers cash back up to ₹200 whenever the users make transactions via UPI on the YONO app.
• Seasonal UPI Offers: SBI regularly launches special festivals such as festival offers. Using UPI for online transactions comes with discounts or cashbacks to its customers.

This service will be made available for existing and new users of SBI so that anybody would want to save money when using it for digital transactions.

2. ICICI Bank – UPI Payment Offers

ICICI Bank’s UPI app, iMobile Pay, offers a variety of benefits to UPI users. The interface of iMobile Pay is quite user-friendly, and often it offers rewards for transactions done through UPI.

• UPI Cashback: ICICI keeps operating regular campaigns providing users cash backs against bill payments, recharge or for buying items online with help from UPI.
• Exclusive UPI Offers: ICICI banks collaborate with various brands to offer discounts exclusive to those paying via the iMobile app through UPI. This could be anything from discounts at food delivery apps to discounts when shopping on the best e-commerce sites.

With wide offerings of reward options, it is often considered to be one of the most favourite banks for all UPI-related transactions.

3. HDFC Bank – UPI Lite Payment App Offers

The bank uses its HDFC PayZapp application in offering the easy-to-use service to make payments through UPI while incorporating it with other features of this application. For a longer period, the bank has always been appreciated for offering its clients exclusive discounts through UPI Lite.

• UPI Discount Coupons: The HDFC PayZapp application allows users to unlock UPI-specific discount coupons while making a purchase through the app. It can be used on a wide variety of partner websites and offline stores.
• Cashback on UPI Lite Payments: HDFC incentivizes users to try the light version of the app through cashback offers. Users will find percentage cashback back while doing transactions on the account by using UPI Lite payments for bill payments, recharge, and shopping.

HDFC’s PayZapp UPI Lite payment app shines with ease of use, speed, and great UPI offers.

4. Google Pay – UPI Offer Extravaganza

Google Pay is another big brand that leads the UPI payment universe. It boasts an effortless interface and comes easy in use, hence is capable of offering seamless deals on a consistent basis.

• UPI Cashback on Transactions: Google Pay holds cashback campaigns for customers who carry out transactions on UPI for mobile recharge, bill payments, utility bills, and other current expenses.
• Referral Bonuses and Rewards Google Pay has a rewards programme that pays users to invite friends to use UPI through the app. Cashback from these rewards would further increase the usage of UPI.

Such a user-friendly and flexible offering through Google Pay’s UPI has been so popular across India.

5. Paytm – UPI Payment Rewards

The biggest digital wallet in India, Paytm, has offered its UPI to its users with great rewards and discounts for UPI-based transactions. It provides money transfer, bill payment, and online shopping to users through its Paytm UPI feature.

• UPI Payment Cashback: Paytm provides cashback on transactions like paying online shopping bills, utility bills, and others using UPI. Cashback amounts start from ₹10 to ₹200 based on the promotion.
• Exclusive UPI Offers on E-commerce Websites: Paytm has partnered with all the top e-commerce websites to give users additional discounts if they choose to pay through UPI on Paytm.

If you’re someone who enjoys using digital wallets along with UPI, Paytm’s offers are definitely worth checking out.

6. Amazon Pay – UPI Discounts

Amazon Pay, a subsidiary of the e-commerce giant, provides excellent UPI incentives, especially when users pay for goods on Amazon and other partner platforms.

• Amazon UPI Offers: When a user links his account with Amazon to UPI, he gets discounts on particular items or cashback on every UPI payment through Amazon Pay.
• In this connection, banks-specific UPI discounts with several bank such as HDFC and ICICI partnering with Amazon to offer unique specific UPI discounts to all users paying through UPI on the Amazon platform.

Amazon Pay has created UPI offers aligned with their committed customer value proposition of those who have to purchase on Amazon to maximize saving during purchases.

Conclusion

In India, UPI has become the backbone of digital transactions, despite having all these apps, Bajaj Finserv is still best and tops all of them and the mentioned above are capitalizing on this to provide valuable discounts and offers to their customers. Whether it’s through cashback, discount coupons, or exclusive deals on popular platforms, UPI users can enjoy a host of benefits that make everyday transactions more rewarding. If you haven’t already, it’s time to start using these UPI apps and banks to avail yourself of all the exciting offers available!